San Antonio, Texas RV Insurance
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The value of good recreational vehicle insurance often doesn't
become apparent until you really need it. Whether it's a minor fender
bender or a more substantial accident, it pays to have insurance
coverage you can count on.
Let one of our experienced Texas RV insurance policy specialists
explain the different Liability limits, Comprehensive, Collision,
Personal Injury Protection, Uninsured Motorist, and Medical
coverages, as well as Full-Timer coverage, Vacation Liability
coverage, Total Lost Replacement Cost coverage for newer RV's,
and the deductibles that are available for you to choose from. We
offer affordable recreational vehicle (RV) insurance policies from
leading insurance companies.
Learn more about San Antonio, TX area RV Insurance
policy coverage options below!
Click on the link below to fill out a secure quote request form for a
San Antonio, TX area RV insurance policy that will provide
comprehensive recreational vehicle insurance coverage at an
affordable cost. An insurance agent in the San Antonio, Texas area
will contact you.
This coverage comes into play when an at-fault driver has RV, auto or
motorcycle liability insurance, but the limit of insurance is inadequate to pay
for your damages.
Underinsured Motorist Bodily Injury Coverage
This type of RV insurance coverage pays for your medical expenses, lost
wages, and other damages when you or your passengers are injured in an
accident caused by a driver who has insufficient RV, auto or motorcycle
insurance coverage. The RV insurance coverage typically pays the
difference between the coverage limit you select and the other driver's
bodily injury coverage limit. This is not a required RV insurance coverage
in Texas.
Underinsured Motorist Property Damage Coverage
Protects you if your RV is damaged in an accident caused by a driver who
has insufficient insurance coverage. This coverage pays the difference
between the coverage limit you select and the other driver's property
damage coverage limit. This is not a required coverage in Texas.
San Antonio, TX Area RV Insurance FAQ
Covers damage caused to the insured's RV (your RV) from risks such as theft,
fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest.
The deductible is the amount you choose to pay upfront (if any) before the RV
insurance policy pays. The higher the deductible chosen the lower the
comprehensive coverage cost within the San Antonio, TX area RV insurance
policy.
Covers damage caused to the owners RV from a collision caused
by another auto, RV, or other object. The deductible is the amount
you choose to pay upfront (if any) before the RV insurance policy
pays. The higher the deductible chosen the lower the collision
coverage cost within the Texas RV insurance policy.
San Antonio, TX Area RV Insurance
San Antonio, TX Area RV Insurance
San Antonio, TX Area RV Insurance
Bodily Injury Liability
Injuries that you (insured) cause to someone else is covered under this part of an
RV insurance policy. The minimum liability insurance coverage available for
purchase in Texas is 20/40 and is explained in detail below. However, we
recommend that you choose liability insurance coverage amounts that are much
higher than the minimums listed below for your RV.
Texas Liability Coverage limits explanation:
20/40/15 20=$20,000 - 40=$40,000 - 15=$15,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
Property Damage Liability
Damage caused by the insured (you) to someone else's property, such as a
motorcycle, RV, car, truck, fence, or house, is covered through property damage
RV insurance coverage. This coverage also assists in protecting you if a lawsuit
arises from an accident. The minimum coverage amount in Texas is $15,000.
Benefits Provided Include:
Pays 80% of all reasonable expenses for necessary medical, surgical, x-ray,
dental and rehabilitative services, including prosthetic devices, wheelchairs,
crutches, slings, neck braces and splints (including necessary travel related
to medical care.)
Necessary remedial treatment (nursing home care or home nursing care).

Pays 60% of gross income loss caused by inability to work because of an
injury suffered in an accident.

$5,000 death benefit
San Antonio, TX Area RV Insurance
San Antonio, TX Area RV Insurance
Texas does not require (PIP) or personal injury protection coverage. This
coverage pays medical bills for injuries suffered in an auto accident
regardless of who caused the accident.
Medical payments coverage pays for the medical and funeral expenses for you
or others hurt or killed in an accident while riding in or driving your RV. Claims
against this coverage include all reasonable hospital, surgical, chiropractor, X-
ray, dental, professional nursing, prosthetic, and funeral expenses. It will also
cover you or members of your family if you are hit by a RV when you are
walking or if you are riding in another RV. This coverage will pay for your
medical and funeral expenses even if you cause the accident. The coverage is
often limited to medical care you get in the first one, two, or three years after
the accident and is limited to a specific dollar amount. This is not a required
RV Insurance coverage in Texas.
San Antonio, TX Area RV Insurance
20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured in an
accident.
Second number = uninsured motorist maximum for all injuries in one
accident.

Example of uninsured motorist limits:
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no auto liability insurance. This coverage is not
required for RV Insurance in the San Antonio, TX area.
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Local San Antonio, TX area insurance agents offering affordable Texas RV
insurance policies in the following cities and counties: Universal City,
Windcrest, Leon Valley, Alamo Heights, Balcones Heights, Terrell Hills, Kirby,
Converse, Schertz, Live Oak, China Grove, Castle Hills, Hollywood Park,
Shavano Park, Hill Country Village, Sayers, Palm Park, Southton, Von Ormy,
Meadowood Arces, Macdona, Cool Crest, Hilltop Acres, North San Antonio
Hills, Grey Forest, Garden Ridge, Cibolo, Selma, Bracken, New Braunfels,
San Marcos, Seguin, Helotes, Bulverde, Boerne, Leon Springs, Pipe Creek,
Mico, Lakehills, Castroville, Dunlay, Elmendorf, Saspamco, St. Hedwig, La
Vernia, New Berlin, McQueeney, Floresville, Natalia, Devine, Leming,
Rossville, Somerset, Comal County, Guadalupe County, Medina County,
Wilson County, Kendall County, Atascosa County, and Bexar County, TX.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Click on the link below to fill out a secure quote request form for a San Antonio,
TX area RV insurance policy that will provide comprehensive recreational
vehicle insurance coverage at an affordable cost. An insurance agent in the
San Antonio, Texas area will contact you.
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Personal Insurance
San Antonio, Texas Area RV Insurance
San Antonio - Kirby - Converse - Alamo Heights - Windcrest - Live Oak - Universal City - Schertz & more
CITY INSURANCE AGENTS
San Antonio, TX Agents
Ralph Perez Agency
(210) 670-9191
1424 S. Ellison Dr., Suite 400
San Antonio, Texas 78245