San Antonio Owners Insurance

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San Antonio, TX Business Owners Insurance

Click on the link below to fill out a secure quote request form for a
Texas business owners insurance plan that regardless of
whether you're a small contractor, large employer or a small
business owner in San Antonio, Texas or the surrounding area,
will provide exceptional liability insurance coverage for your
business at an affordable cost. An insurance agent in the San
Antonio area will contact you.

Click here to fill out an

Owners Insurance quote request form

for your San Antonio, TX area business

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**The information, pictures, and other content in this website about
particular insurance services is only provided for informational purposes.
Any decisions regarding your insurance needs should be discussed
with a licensed insurance agent.

Local San Antonio, TX area insurance agents offering
comprehensive Texas business owners insurance plan
services to businesses in the following cities and counties:
Universal City, Windcrest, Leon Valley, Alamo Heights,
Balcones Heights, Terrell Hills, Kirby, Converse, Schertz, Live
Oak, China Grove, Castle Hills, Hollywood Park, Shavano Park,
Hill Country Village, Sayers, Palm Park, Southton, Von Ormy,
Meadowood Arces, Macdona, Cool Crest, Hilltop Acres, North
San Antonio Hills, Grey Forest, Garden Ridge, Cibolo, Selma,
Bracken, New Braunfels, San Marcos, Seguin, Helotes,
Bulverde, Boerne, Leon Springs, Pipe Creek, Mico, Lakehills,
Castroville, Dunlay, Elmendorf, Saspamco, St. Hedwig, La
Vernia, New Berlin, McQueeney, Floresville, Natalia, Devine,
Leming, Rossville, Somerset, Comal County, Guadalupe
County, Medina County, Wilson County, Kendall County,
Atascosa County, and Bexar County, TX.

Businesses can bundle property and liability coverage into a
Business Owners Insurance Policy that allows your business to
obtain broad coverage with affordable premiums. San Antonio, TX
area business owners Insurance is usually the first step for small
businesses looking to get basic property and liability coverage and
is a comprehensive and affordable insurance package for small or
medium sized businesses.

To qualify for Texas Business Owners Insurance Policies, a San
Antonio, TX company should have 100 or fewer employees, and
annual revenues should be less than $1 million. Business Owners
Insurance will typically provide reimbursement for up to a year of
lost revenue resulting from an insured property loss.

Some businesses may find Business Owners Insurance coverage
limits to be too low or may not like the lack of flexibility on options
like coinsurance. However, what the Business Owners Insurance
Policy lacks in flexibility it usually makes up for with lower
premiums for your business.

Property Insurance Coverage - San Antonio, TX Area

Business Owners Insurance offers named perils or all risk
insurance coverage, similiar to general property insurance
coverages. Enhancement endorsements are available at little or
no cost to extend coverage to your accounts receivable, valuable
papers, signs, employee dishonesty, mechanical breakdown,
computers including software, money and securities, off premises
power failure and spoilage of food products, backup of sewers
and drains.

Liability Insurance Coverage - San Antonio, TX Area

While similiar to Commercial General Liability Insurance, the
liability part of a Texas Business Owners Insurance policy offers
less flexibility in determining your coverage limits for particular
claims. Optional limits of $300,000, $500,000 or $1,000,000 are
available. Personal injury, products liability, fire legal liability and
premises medical payments are included. Also, Business Owners
Insurance does not include professional liability insurance.

Interruption Insurance Coverage - San Antonio, TX Area

Business Interruption Insurance is usually included in Business
Owners Insurance policies and covers lost income and expenses
incurred when a company suffers disaster related damage.
Ongoing operating expenses that continue even if business is
suspended, such as payroll, are also covered.