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San Antonio, Texas Motorcycle Insurance
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The value of good motorcycle insurance often doesn't become
apparent until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on. |
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Let experienced Texas Motorcycle Insurance policy specialists
explain the different Liability limits, Comprehensive, Collision, Uninsured Motorist, Medical coverages, and deductibles that are available for you to choose from. |
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Learn more about San Antonio, TX Area Motorcycle
Insurance policy coverage options below! |
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Click on the link below to fill out a secure quote request form for
a San Antonio, TX area motorcycle insurance policy that will provide comprehensive personal insurance coverage at an affordable cost. An insurance agent in the San Antonio, Texas area will contact you. |
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This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages. |
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Underinsured Motorist Bodily Injury Coverage
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This type of motorcycle insurance coverage pays for your medical expenses,
lost wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto or motorcycle insurance coverage. The motorcycle insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required motorcycle insurance coverage in Texas. |
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Underinsured Motorist Property Damage Coverage
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Protects you if your motorcycle is damaged in an accident caused by a driver
who has insufficient auto or motorcycle insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required motorcycle coverage in Texas. |
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San Antonio, TX Area Motorcycle Insurance FAQ
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Click on the link below to fill out a secure quote request form for a San Antonio,
TX area motorcycle insurance policy that will provide comprehensive personal insurance coverage at an affordable cost. An insurance agent in the San Antonio, Texas area will contact you. |
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Local San Antonio, TX area insurance agents offering affordable Texas
motorcycle insurance policies in the following cities and counties: Universal City, Windcrest, Leon Valley, Alamo Heights, Balcones Heights, Terrell Hills, Kirby, Converse, Schertz, Live Oak, China Grove, Castle Hills, Hollywood Park, Shavano Park, Hill Country Village, Sayers, Palm Park, Southton, Von Ormy, Meadowood Arces, Macdona, Cool Crest, Hilltop Acres, North San Antonio Hills, Grey Forest, Garden Ridge, Cibolo, Selma, Bracken, New Braunfels, San Marcos, Seguin, Helotes, Bulverde, Boerne, Leon Springs, Pipe Creek, Mico, Lakehills, Castroville, Dunlay, Elmendorf, Saspamco, St. Hedwig, La Vernia, New Berlin, McQueeney, Floresville, Natalia, Devine, Leming, Rossville, Somerset, Comal County, Guadalupe County, Medina County, Wilson County, Kendall County, Atascosa County, and Bexar County, TX. |
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum bodily liability insurance coverage available for purchase in Texas is 20/40 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums listed below. |
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Texas Liability Coverage limits explanation:
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20/40/15 20=$20,000 - 40=$40,000 - 15=$15,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage motorcycle insurance coverage. The minimum coverage amount in Texas is $15,000. |
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Medical payments coverage pays for the medical and funeral expenses for you or
others hurt or killed in an accident while riding on or driving your motorcycle. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a car when you are walking or if you are riding on another motorcycle. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is not a required Motorcycle Insurance coverage for the San Antonio, Texas area. |
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20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured in an
accident.
Second number = uninsured motorist maximum for all injuries in one accident.
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Covers damage caused to the owners motorcycle from a collision
caused by another vehicle or other object. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible you choose, the lower the collision coverage cost within the San Antonio, TX area Motorcycle Insurance policy. |
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San Antonio, TX Area Motorcycle Insurance FAQ
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Covers damage caused to the insured's motorcycle (your
motorcycle) from risks such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the San Antonio, TX area Motorcycle Insurance policy. |
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San Antonio, TX Area Motorcycle Insurance FAQ
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San Antonio, TX Area Motorcycle Insurance FAQ
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San Antonio, TX Area Motorcycle Insurance FAQ
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Example of uninsured motorist limits:
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San Antonio, TX Area Motorcycle Insurance FAQ
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an
at-fault driver who has no auto or motorcycle liability insurance. This is not a required coverage for Motorcycle Insurance in Texas. |
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Personal Insurance
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San Antonio, TX Area Motorcycle Insurance
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San Antonio - Kirby - Converse - Alamo Heights - Windcrest - Live Oak - Universal City - Schertz & more
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CITY INSURANCE AGENTS
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San Antonio, TX Agents
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Ralph Perez Agency
(210) 670-9191
1424 S. Ellison Dr., Suite 400
San Antonio, Texas 78245
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