San Antonio Builders Risk Insurance

San Antonio, Texas Builders Risk Insurance

Builders risk insurance provides coverage for buildings that are
under construction. The construction can be new, a remodel, or
repair. Coverage includes materials at the work site before they are
installed, any materials intended for the work site that are in transit,
and the value of the new, remodeled, or repaired property being
built until it's completed and the owner accepts the work.

San Antonio, TX builders risk insurance coverage can also be
purchased for specific home improvement projects such as a new
room addition, a deck or a remodeled kitchen.

Those who should seriously consider purchasing builders risk
insurance include general contractors, subcontractors, home
builders, real estate developers, building owners, colleges and
universities, and municipalities.

A builders risk insurance policy includes perils such as theft,
vandalism, fire, wind storm, lightning, and hail. Most policies offer
limited coverage for collapse. Standard exclusions include
earthquake, flood, weather damage to property in the open, water
damage, employee theft, mechanical breakdown, war,
government action, contract penalty, and voluntary parting.
Another important exclusion is for damage resulting from faulty
design, planning, workmanship and materials. Texas builders risk
insurance is meant to offer coverage for accidental events and not
for poor construction. Earthquake and flood coverage can usually
be added to the policy for an additional cost.

Who Is Insured

The named insured of a builders risk insurance policy is usually the
contractor or developer of the property. However, it may be the
building owner or homeowner if they are responsible for insuring the
property while under construction, particularly when the construction
is a remodel or repair. A mortgagee or lien holder may be added as
an additional insured.

We have the experience to analyze and recommend the correct
builders risk insurance coverage for your San Antonio, TX area
business. Our strong relationships with insurers results in direct
cost savings for our clients.

Click on the link below to fill out a secure quote request form for a
Texas builders risk insurance plan that regardless of whether
you're a small contractor, large employer or a small business
owner in San Antonio, Texas or the surrounding area, will provide
exceptional insurance coverage for your business at an affordable
cost. An insurance agent in the San Antonio area will contact you.

Click here to fill out a

Builders Risk Insurance quote request form

for your San Antonio, TX area business

Local San Antonio, TX area insurance agents offering
comprehensive Texas builders risk insurance plan services to
businesses in the following cities and counties: Universal City,
Windcrest, Leon Valley, Alamo Heights, Balcones Heights, Terrell
Hills, Kirby, Converse, Schertz, Live Oak, China Grove, Castle
Hills, Hollywood Park, Shavano Park, Hill Country Village, Sayers,
Palm Park, Southton, Von Ormy, Meadowood Arces, Macdona,
Cool Crest, Hilltop Acres, North San Antonio Hills, Grey Forest,
Garden Ridge, Cibolo, Selma, Bracken, New Braunfels, San
Marcos, Seguin, Helotes, Bulverde, Boerne, Leon Springs, Pipe
Creek, Mico, Lakehills, Castroville, Dunlay, Elmendorf,
Saspamco, St. Hedwig, La Vernia, New Berlin, McQueeney,
Floresville, Natalia, Devine, Leming, Rossville, Somerset, Comal
County, Guadalupe County, Medina County, Wilson County,
Kendall County, Atascosa County, and Bexar County, TX.

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