San Antonio, Texas Area Boat Insurance
The value of quality boat insurance often doesn't become apparent
until you really need it. Whether it's a minor dent or a more substantial
accident, it pays to have insurance coverage you can count on.
Let our experienced Texas boat insurance specialist explain the
different Liability Limits, Comprehensive, Personal Injury Protection,
Collision, Medical coverages, and deductibles that are available for
you to choose from.
Learn more about San Antonio, TX area Boat Insurance
coverage options below!
Click on the link below to fill out a secure quote request form for a
San Antonio, TX area Boat Insurance policy that will provide excellent
insurance coverage for your boat at an affordable cost. An insurance
agent in the San Antonio, Texas area will contact you.
Local San Antonio, TX area insurance agents offering affordable Texas boat
insurance policies in the following cities and counties: Universal City, Windcrest,
Leon Valley, Alamo Heights, Balcones Heights, Terrell Hills, Kirby, Converse,
Schertz, Live Oak, China Grove, Castle Hills, Hollywood Park, Shavano Park, Hill
Country Village, Sayers, Palm Park, Southton, Von Ormy, Meadowood Arces,
Macdona, Cool Crest, Hilltop Acres, North San Antonio Hills, Grey Forest, Garden
Ridge, Cibolo, Selma, Bracken, New Braunfels, San Marcos, Seguin, Helotes,
Bulverde, Boerne, Leon Springs, Pipe Creek, Mico, Lakehills, Castroville, Dunlay,
Elmendorf, Saspamco, St. Hedwig, La Vernia, New Berlin, McQueeney,
Floresville, Natalia, Devine, Leming, Rossville, Somerset, Comal County,
Guadalupe County, Medina County, Wilson County, Kendall County, Atascosa
County, and Bexar County, TX.
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Click on the link below to fill out a secure quote request form for a San Antonio,
TX area boat insurance policy that will provide comprehensive personal
insurance coverage at an affordable cost. An insurance agent in the San Antonio,
Texas area will contact you.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
San Antonio, TX Area Boat Insurance Info
Covers damage caused to the owners boat from a collision
caused by another boat, vehicle, or other object. The deductible is
the amount you choose to pay upfront (if any) before the boat
insurance policy pays. The higher the deductible chosen the lower
the collision coverage cost of the San Antonio, TX boat insurance
policy.
Covers damage caused to the insured's boat (your boat) from risks such as
theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil
unrest. The deductible is the amount you choose to pay upfront (if any) before
the boat insurance policy pays. The higher the deductible chosen the lower the
comprehensive coverage cost of the San Antonio, TX boat insurance policy.
San Antonio, TX Area Boat Insurance Info
San Antonio, TX Area Boat Insurance Info
Injuries that you (insured) cause to someone else is covered under this part of a
boat insurance policy. The minimum liability insurance coverage available for
purchase in Texas is 20/40 and is explained in detail below. However, we
recommend that you choose liability insurance coverage amounts that are much
higher than the minimums listed below.
20/40/15 20=$20,000 - 40=$40,000 - 15=$15,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
Damage caused by the insured (you) to someone else's property, such as another
boat or dock, is covered through property damage boat insurance coverage. This
coverage also assists in protecting you if a lawsuit arises from an accident. The
minimum required coverage amount in Texas is $15,000.
Bodily Injury Liability
Property Damage Liability
Texas Liability Coverage limits explanation:
San Antonio, TX Area Boat Insurance Info
80% of medical benefits for all reasonable expenses for necessary medical,
surgical, x-ray, dental and rehabilitative services, including prosthetic devices,
wheelchairs, crutches, slings, neck braces and splints (including necessary travel
related to medical care.)
80% of necessary remedial treatment (nursing home care or home nursing care).

60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident.
Benefits Provided:
San Antonio, TX Area Boat Insurance Info
20/40 20=$20,000 - 40=$40,000
First number = uninsured boater maximum for one person injured in an accident.
Second number = uninsured boater maximum for all injuries in one accident.

Example of Uninsured limits:
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an
at-fault driver who has no liability insurance. This is not a required coverage for
Boat Insurance in the San Antonio, TX area.
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Texas does not require (PIP) or personal injury protection coverage. This coverage
pays medical bills for injuries suffered in a boat accident regardless of who caused
the accident.
Personal Insurance
San Antonio, Texas Area Boat Insurance
San Antonio - Kirby - Converse - Alamo Heights - Windcrest - Live Oak - Universal City - Schertz & more
CITY INSURANCE AGENTS
San Antonio, TX Agents
Ralph Perez Agency
(210) 670-9191
1424 S. Ellison Dr., Suite 400
San Antonio, Texas 78245