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San Antonio, TX Group Disability Insurance
**The information, pictures, and other content in this website about
particular insurance services is only provided for informational purposes.
Any decisions regarding your insurance needs should be discussed
with a licensed insurance agent.
Local San Antonio, TX area insurance agents offering
comprehensive Texas group disability insurance plan services to
businesses in the following cities and counties: Universal City,
Windcrest, Leon Valley, Alamo Heights, Balcones Heights, Terrell
Hills, Kirby, Converse, Schertz, Live Oak, China Grove, Castle
Hills, Hollywood Park, Shavano Park, Hill Country Village, Sayers,
Palm Park, Southton, Von Ormy, Meadowood Arces, Macdona,
Cool Crest, Hilltop Acres, North San Antonio Hills, Grey Forest,
Garden Ridge, Cibolo, Selma, Bracken, New Braunfels, San
Marcos, Seguin, Helotes, Bulverde, Boerne, Leon Springs, Pipe
Creek, Mico, Lakehills, Castroville, Dunlay, Elmendorf,
Saspamco, St. Hedwig, La Vernia, New Berlin, McQueeney,
Floresville, Natalia, Devine, Leming, Rossville, Somerset, Comal
County, Guadalupe County, Medina County, Wilson County,
Kendall County, Atascosa County, and Bexar County, TX.
Disability insurance coverage is an important employee benefit
because it helps protect your employees most valuable financial
asset...their income. It replaces lost income for an employee if they
are unable to work due to sickness or injury.
Group disability insurance for your San Antonio business is an
excellent employee benefit incentive for acquiring and maintaining
employees and the cost is relatively low in comparison to other
employee benefits.
Learn much more below about both Group Long Term Disability
Insurance and Group Short Term Disability Insurance.
Each year on average, 12% of the adult U.S. population suffers a
long term disability and one out of eight workers will suffer a five-
year or longer disability before the age of 65.
San Antonio, TX area group long term disability insurance plans
provide income protection for disabilities lasting three months or
longer. After the initial waiting period is completed, long term
disability insurance will provide a monthly income which may
continue until age 65 for qualified disabilities. The monthly income
provided under a policy is usually 60% of the employees pre-
disability income.
Key Features:
Benefits begin on the 91st day of disability.
Monthly benefit is 60% of pre-disability income.
Maximum monthly benefit is $5,000.
Benefit duration to age 65 for qualified disabilities.
When an employee needs to be away from work for an extended
period or a non-work related disability like maternity, illness, or
injury, an employee can have access to a short term disability
program which provides at least partial income protection. Short
term disability insurance is a more common employee benefit
because the chance of an employee being unable to work for a
short period is higher than the chance of being permanently
disabled.
A short term disability insurance plan for your San Antonio, TX
area business will provide weekly income for an employee
disability shorter than 3 months. Coverage is meant to bridge the
gap between a company's sick pay policy and the start of an
employee long term disability insurance plan.
Key Features:
Benefits begin on the 1st day in the case of an accident
Benefits begin on the 8th day in the case of a sickness
Weekly benefit is 100% of pre-disability income for
the first 15 days.
Weekly benefit is 66% of pre-disability income
from day 16 through a maximum of 165 days.
Maximum weekly benefit is $1,000.
Benefit duration is 26 weeks.
SSL Secure
Click on the link below to fill out a secure quote request form for a
Texas group disability insurance plan that regardless of whether
you're a small contractor, large employer or a small business
owner in San Antonio, TX or the surrounding area, will provide
exceptional disability insurance coverage for your business at an
affordable cost. An insurance agent in the San Antonio area will
contact you.
SSL Secure
Click on the link below to fill out a secure quote request form for
a Texas group disability insurance plan that regardless of
whether you're a small contractor, large employer or a small
business owner in San Antonio, TX or the surrounding area, will
provide exceptional disability insurance coverage for your
business at an affordable cost. An insurance agent in the San
Antonio, Texas area will contact you.
Business Insurance
San Antonio, TX Area Group Disability Insurance
San Antonio - Kirby - Converse - Alamo Heights - Windcrest - Live Oak - Universal City - Schertz & more
CITY INSURANCE AGENTS
San Antonio, TX Agents
Ralph Perez Agency
(210) 670-9191
1424 S. Ellison Dr., Suite 400
San Antonio, Texas 78245