Personal Insurance
Houston, TX RV Insurance Information
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The value of good recreational vehicle insurance often doesn't
become apparent until you really need it. Whether it's a minor fender
bender or a more substantial accident, it pays to have insurance
coverage you can count on.
Let one of our experienced Texas RV insurance policy specialists
explain the different Liability limits, Comprehensive, Collision,
Personal Injury Protection, Uninsured Motorist, and Medical
coverages, as well as Full-Timer coverage, Vacation Liability
coverage, Total Lost Replacement Cost coverage for newer RV's,
and the deductibles that are available for you to choose from. We
offer affordable recreational vehicle (RV) insurance policies from
leading insurance companies.
Learn more about Houston, TX area RV Insurance
policy coverage options below!
Click on the link below to fill out a secure quote request form for a
Houston, TX area RV insurance policy that will provide
comprehensive recreational vehicle insurance coverage at an
affordable cost. An insurance agent in the Houston, TX area will
contact you.
This coverage comes into play when an at-fault driver has RV, auto or
motorcycle liability insurance, but the limit of insurance is inadequate to pay
for your damages.
Underinsured Motorist Bodily Injury Coverage
This type of RV insurance coverage pays for your medical expenses, lost
wages, and other damages when you or your passengers are injured in an
accident caused by a driver who has insufficient RV, auto or motorcycle
insurance coverage. The RV insurance coverage typically pays the
difference between the coverage limit you select and the other driver's
bodily injury coverage limit. This is not a required RV insurance coverage
in Texas.
Underinsured Motorist Property Damage Coverage
Protects you if your RV is damaged in an accident caused by a driver who
has insufficient insurance coverage. This coverage pays the difference
between the coverage limit you select and the other driver's property
damage coverage limit. This is not a required coverage in Texas.
Houston, TX Area RV Insurance FAQ
Covers damage caused to the insured's RV (your RV) from risks such as theft,
fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest.
The deductible is the amount you choose to pay upfront (if any) before the RV
insurance policy pays. The higher the deductible chosen the lower the
comprehensive coverage cost within the Houston, TX area RV insurance policy.
Covers damage caused to the owners RV from a collision caused
by another auto, RV, or other object. The deductible is the amount
you choose to pay upfront (if any) before the RV insurance policy
pays. The higher the deductible chosen the lower the collision
coverage cost within the Texas RV insurance policy.
Houston, TX Area RV Insurance FAQ
Houston, TX Area RV Insurance FAQ
Houston, TX Area RV Insurance FAQ
Bodily Injury Liability
Injuries that you (insured) cause to someone else is covered under this part of
an RV insurance policy. The minimum liability insurance coverage available for
purchase in Texas is 20/40 and is explained in detail below. However, we
recommend that you choose liability insurance coverage amounts that are
much higher than the minimums listed below for your RV.
Texas Liability Coverage limits explanation:
20/40/15 20=$20,000 - 40=$40,000 - 15=$15,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
Property Damage Liability
Damage caused by the insured (you) to someone else's property, such as a
motorcycle, RV, car, truck, fence, or house, is covered through property
damage RV insurance coverage. This coverage also assists in protecting
you if a lawsuit arises from an accident. The minimum coverage amount in
Texas is $15,000.
Benefits Provided Include:
Pays 80% of all reasonable expenses for necessary medical, surgical, x-ray,
dental and rehabilitative services, including prosthetic devices, wheelchairs,
crutches, slings, neck braces and splints (including necessary travel related
to medical care.)
Necessary remedial treatment (nursing home care or home nursing care).

Pays 60% of gross income loss caused by inability to work because of an
injury suffered in an accident.

$5,000 death benefit
Houston, TX Area RV Insurance FAQ
Houston, TX Area RV Insurance FAQ
Texas does not require (PIP) or personal injury protection coverage. This
coverage pays medical bills for injuries suffered in an auto accident regardless
of who caused the accident.
Medical payments coverage pays for the medical and funeral expenses for you
or others hurt or killed in an accident while riding in or driving your RV. Claims
against this coverage include all reasonable hospital, surgical, chiropractor, X-
ray, dental, professional nursing, prosthetic, and funeral expenses. It will also
cover you or members of your family if you are hit by a RV when you are
walking or if you are riding in another RV. This coverage will pay for your
medical and funeral expenses even if you cause the accident. The coverage is
often limited to medical care you get in the first one, two, or three years after
the accident and is limited to a specific dollar amount. This is not a required
RV Insurance coverage in Texas.
Houston, TX Area RV Insurance FAQ
20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured in an
accident.
Second number = uninsured motorist maximum for all injuries in one
accident.

Example of uninsured motorist limits:
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no auto liability insurance. This coverage is not
required for RV Insurance in the Houston, TX area.
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Local Houston, Texas area insurance agents offering affordable RV insurance policies
in the following cities and counties: Pasadena, Deer Park, Pearland, Galena Park,
Jacinto City, La Porte, Bellaire, West University Place, North Houston, Cloverleaf,
Beaumont Place, Spring Valley, South Houston, Hilshire Village, Humble, Houmont
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New Caney, Beach City, Nassau Bay, Harris County, Fort Bend County, Brazoria
County, Galveston County, Montgomery County, and Liberty County, TX.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Click on the link below to fill out a secure quote request form for a Houston,
TX area RV insurance policy that will provide comprehensive recreational
vehicle insurance coverage at an affordable cost. An insurance agent in the
Houston, Texas area will contact you.
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Insurance Agents in the Houston, TX Area
Houston - Pasadena - Sugarland - Pearland - Baytown - Deer Park - La Porte - Humble - Missouri City & more
CITY INSURANCE AGENTS
RV Insurance
Coady & Lewis Associates
(281) 286-6060
2323 Clear Lake City Blvd. Suite 120
Houston, Texas
Barhorst Agency
(713) 863-7542
3700 North Main, Houston, Texas
Houston, TX Insurance Agents
Barhorst Agency
(713) 856-5533
8220 Jones Road, Houston, Texas
Coady & Lewis Associates
(281) 956-1052
One Greenway Plaza, Suite 100
Houston, Texas
Agency Yu (713) 681-8881
Danish Insurance Services (713) 789-9200
Houston Area Insurance Agents
G&C Insurance (713) 263-1491
Ronnie Hawkins Agency (281) 677-9560
Steven Willson Agency (713) 490-2277
Coady & Lewis Associates
(281) 956-1041
1804 FM 646 West, Suite D
League City, Texas
Ken Stewart Agency
(281) 677-9143
3824 Atascocita Road, Suite 126
Humble, Texas