Houston, TX Motorcycle Insurance Information
The value of good motorcycle insurance often doesn't become
apparent until you really need it. Whether it's a minor fender bender
or a more substantial accident, it pays to have Texas motorcycle
insurance coverage you can count on.
Let experienced Texas Motorcycle Insurance policy specialists
explain the different Liability limits, Comprehensive, Collision,
Uninsured Motorist, Medical coverages, and deductibles that are
available for you to choose from.
Learn more about Houston, TX Area Motorcycle
Insurance policy coverage options below!
Click on the link below to fill out a secure quote request form for
a Texas motorcycle insurance policy that will provide
comprehensive personal insurance coverage at an affordable
cost. An insurance agent in the Houston, TX area will contact
you.
Local Houston, TX area insurance agents offering affordable Texas motorcycle insurance
policies in the following cities and counties: Pasadena, Deer Park, Pearland, Galena
Park, Jacinto City, La Porte, Bellaire, West University Place, North Houston, Cloverleaf,
Beaumont Place, Spring Valley, South Houston, Hilshire Village, Humble, Houmont
Park, Friendswood, League City, Alvin, Mission Bend, Sugar Land, Stafford, Missouri
City, Texas City, Webster, Dickinson, Baytown, Channelview, Highlands, Seabrook,
Bacliff, La Marque, Jersey Village, Town West, Westfield, Kingwood, Spring, The
Woodlands, Liberty, Conroe, Tomball, Hempstead, Galveston, Crystal Beach, Lake
Jackson, Algoa, Santa Fe, Juliff, Arcola, Needville, Katy, Dayton, Angleton, Beaumont,
Port Arthur, Bammel, Kohrville, Manvel, Bay City, Beasley, Rosenberg, Richmond,
Orchard, Fulshear, Brenham, Addicks, Brookshire, San Felipe, Hockley, Prairie View,
New Caney, Beach City, Nassau Bay, Harris County, Fort Bend County, Brazoria
County, Galveston County, Montgomery County, and Liberty County, TX.
Personal Insurance
Bodily Injury Liability
Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum bodily liability insurance coverage
available for purchase in Texas is 30/60 and is explained in detail below. However,
we recommend that you choose liability insurance coverage amounts that are
much higher than the minimums listed below.
Texas Liability Coverage limits explanation:
30/60/25 30=$30,000 - 60=$60,000 - 25=$25,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
Property Damage Liability
Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage motorcycle
insurance coverage. The minimum coverage amount in Texas is $25,000.
Medical payments coverage pays for the medical and funeral expenses for you
or others hurt or killed in an accident while riding on or driving your motorcycle.
Claims against this coverage include all reasonable hospital, surgical,
chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral
expenses. It will also cover you or members of your family if you are hit by a
car when you are walking or if you are riding on another motorcycle. This
coverage will pay for your medical and funeral expenses even if you cause the
accident. The coverage is often limited to medical care you get in the first one,
two, or three years after the accident and is limited to a specific dollar amount.
This is not a required Motorcycle Insurance coverage for the Houston, Texas
area.
20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident.

Covers damage caused to the owners motorcycle from a collision
caused by another vehicle or other object. The deductible is the
amount you choose to pay upfront (if any) before the motorcycle
insurance policy pays. The higher the deductible you choose, the
lower the collision coverage cost within the Houston, TX area
Motorcycle Insurance policy.
Houston, TX Area Motorcycle Insurance FAQ
Covers damage caused to the insured's motorcycle (your
motorcycle) from risks such as theft, fire, falling objects,
earthquake, flood, missiles, explosion, riot and civil unrest. The
deductible is the amount you choose to pay upfront (if any) before
the motorcycle insurance policy pays. The higher the deductible
chosen the lower the comprehensive coverage cost within the
Houston, TX area Motorcycle Insurance policy.
Houston, TX Area Motorcycle Insurance FAQ
Houston, TX Area Motorcycle Insurance FAQ
Houston, TX Area Motorcycle Insurance FAQ
Example of uninsured motorist limits:
Houston, TX Area Motorcycle Insurance FAQ
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no auto or motorcycle liability insurance. This is not a
required coverage for Motorcycle Insurance in Texas.
This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages.
Protects you if your motorcycle is damaged in an accident caused by a driver
who has insufficient auto or motorcycle insurance coverage. This coverage pays
the difference between the coverage limit you select and the other driver's
property damage coverage limit. This is not a required motorcycle coverage in
Texas.
This type of motorcycle insurance coverage pays for your medical expenses,
lost wages, and other damages when you or your passengers are injured in an
accident caused by a driver who has insufficient auto or motorcycle insurance
coverage. The motorcycle insurance coverage typically pays the difference
between the coverage limit you select and the other driver's bodily injury
coverage limit. This is not a required motorcycle insurance coverage in Texas.
Underinsured Motorist Bodily Injury Coverage
Underinsured Motorist Property Damage Coverage
Houston, TX Area Motorcycle Insurance FAQ
Click on the link below to fill out a secure quote request form for a Texas
motorcycle insurance policy that will provide comprehensive personal
insurance coverage at an affordable cost. An insurance agency in the
Houston, TX area will contact you.
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Houston, TX Area Motorcycle Insurance
Houston - Pasadena - Sugar Land - Pearland - Baytown - Deer Park - Humble - Missouri City & more
CITY INSURANCE AGENTS
Motorcycle Insurance
Acosta Insurance Agency
(713) 863-7542
3700 North Main, Houston, Texas
Houston, TX Insurance Agents
Barhorst Agency
(713) 856-5533
8220 Jones Road, Houston, Texas
Stephen Gray Agency (281) 677-9569
Houston, Texas
San Juanita Garcia Agency
(281) 677-9550 Houston, TX
Steven Willson Agency
(713) 490-2277 Houston, TX
Houston Area Insurance Agents
Ken Stewart Agency
(281) 677-9143
3824 Atascocita Road, Suite 126
Humble, TX
Texans Insurance & Financial Group
(800) 747-6140
101 Southwestern Blvd., Suite 230
Sugar Land, TX 77478
Main Street Insurance (713) 468-5331
Houston, Texas