Houston, TX Boat Insurance Information
The value of quality boat insurance often doesn't become apparent
until you really need it. Whether it's a minor dent or a more substantial
accident, it pays to have boat insurance coverage you can count on.
Let our experienced Texas boat insurance specialist explain the
different Liability Limits, Comprehensive, Personal Injury Protection,
Collision, Medical coverages, and deductibles that are available for
you to choose from.
Learn more about Houston, TX area Boat Insurance
coverage options below!
Click on the link below to fill out a secure quote request form for a
Texas Boat Insurance policy that will provide excellent insurance
coverage for your boat at an affordable cost. An insurance agent in
the Houston, TX area will contact you.
Local Houston, TX area insurance agents offering affordable Texas boat insurance policies
in the following cities and counties: Pasadena, Deer Park, Pearland, Galena Park, Jacinto
City, La Porte, Bellaire, West University Place, North Houston, Cloverleaf, Beaumont
Place, Spring Valley, South Houston, Hilshire Village, Humble, Houmont Park,
Friendswood, League City, Alvin, Mission Bend, Sugar Land, Stafford, Missouri City,
Texas City, Webster, Dickinson, Baytown, Channelview, Highlands, Seabrook, Bacliff, La
Marque, Jersey Village, Town West, Westfield, Kingwood, Spring, The Woodlands,
Liberty, Conroe, Tomball, Hempstead, Galveston, Crystal Beach, Lake Jackson, Algoa,
Santa Fe, Juliff, Arcola, Needville, Katy, Dayton, Angleton, Beaumont, Port Arthur,
Bammel, Kohrville, Manvel, Bay City, Beasley, Rosenberg, Richmond, Orchard, Fulshear,
Brenham, Addicks, Brookshire, San Felipe, Hockley, Prairie View, New Caney, Beach
City, Nassau Bay, Harris County, Fort Bend County, Brazoria County, Galveston County,
Montgomery County, and Liberty County, TX.
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Personal Insurance
Click on the link below to fill out a secure quote request form for a Texas boat
insurance policy that will provide comprehensive personal insurance coverage at
an affordable cost. An insurance agent in the Houston, TX area will contact you.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Houston, TX Area Boat Insurance Info
Covers damage caused to the owners boat from a collision
caused by another boat, vehicle, or other object. The deductible
is the amount you choose to pay upfront (if any) before the boat
insurance policy pays. The higher the deductible chosen the
lower the collision coverage cost of the Houston, TX boat
insurance policy.
Covers damage caused to the insured's boat (your boat) from risks such as
theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil
unrest. The deductible is the amount you choose to pay upfront (if any) before
the boat insurance policy pays. The higher the deductible chosen the lower the
comprehensive coverage cost of the Houston, TX boat insurance policy.
Houston, TX Area Boat Insurance Info
Houston, TX Area Boat Insurance Info
Injuries that you (insured) cause to someone else is covered under this part of a
boat insurance policy. The minimum liability insurance coverage available for
purchase in Texas is 30/60 and is explained in detail below. However, we
recommend that you choose liability insurance coverage amounts that are much
higher than the minimums listed below.
30/60/25 30=$30,000 - 60=$60,000 - 25=$25,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
Damage caused by the insured (you) to someone else's property, such as
another boat or dock, is covered through property damage boat insurance
coverage. This coverage also assists in protecting you if a lawsuit arises from
an accident. The minimum required coverage amount in Texas is $25,000.
Bodily Injury Liability
Property Damage Liability
Texas Liability Coverage limits explanation:
Houston, TX Area Boat Insurance Info
80% of medical benefits for all reasonable expenses for necessary medical,
surgical, x-ray, dental and rehabilitative services, including prosthetic devices,
wheelchairs, crutches, slings, neck braces and splints (including necessary travel
related to medical care.)
80% of necessary remedial treatment (nursing home care or home nursing care).

60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident.
Benefits Provided:
Houston, TX Area Boat Insurance Info
20/40 20=$20,000 - 40=$40,000
First number = uninsured boater maximum for one person injured in an accident.
Second number = uninsured boater maximum for all injuries in one accident.

Example of Uninsured limits:
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an
at-fault driver who has no liability insurance. This is not a required coverage for
Boat Insurance in the Houston, TX area.
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Texas does not require (PIP) or personal injury protection coverage. This coverage
pays medical bills for injuries suffered in a boat accident regardless of who caused
the accident.
Houston, TX Area Boat Insurance
Houston - Pasadena - Sugar Land - Pearland - Baytown - La Porte - Humble - Missouri City & more
CITY INSURANCE AGENTS
Boat Insurance
Acosta Insurance Agency
(713) 863-7542
3700 North Main, Houston, Texas
Houston, TX Insurance Agents
Barhorst Agency
(713) 856-5533
8220 Jones Road, Houston, Texas
Stephen Gray Agency (281) 677-9569
Houston, Texas
San Juanita Garcia Agency
(281) 677-9550 Houston, TX
Steven Willson Agency
(713) 490-2277 Houston, TX
Houston Area Insurance Agents
Ken Stewart Agency
(281) 677-9143
3824 Atascocita Road, Suite 126
Humble, TX
Texans Insurance & Financial Group
(800) 747-6140
101 Southwestern Blvd., Suite 230
Sugar Land, TX 77478
Main Street Insurance (713) 468-5331
Houston, Texas