Houston, TX Boat Insurance Information
The value of quality boat insurance often doesn't become apparent
until you really need it. Whether it's a minor dent or a more substantial
accident, it pays to have insurance coverage you can count on.
Let our experienced Texas boat insurance specialist explain the
different Liability Limits, Comprehensive, Personal Injury Protection,
Collision, Medical coverages, and deductibles that are available for
you to choose from.
Learn more about Houston, TX area Boat Insurance
coverage options below!
Click on the link below to fill out a secure quote request form for a
Houston, TX area Boat Insurance policy that will provide excellent
insurance coverage for your boat at an affordable cost. An insurance
agent in the Houston, TX area will contact you.
Local Houston, Texas area insurance agents offering affordable boat insurance policies in
the following cities and counties: Pasadena, Deer Park, Pearland, Galena Park, Jacinto
City, La Porte, Bellaire, West University Place, North Houston, Cloverleaf, Beaumont
Place, Spring Valley, South Houston, Hilshire Village, Humble, Houmont Park,
Friendswood, League City, Alvin, Mission Bend, Sugar Land, Stafford, Missouri City,
Texas City, Webster, Dickinson, Baytown, Channelview, Highlands, Seabrook, Bacliff, La
Marque, Jersey Village, Town West, Westfield, Kingwood, Spring, The Woodlands,
Liberty, Conroe, Tomball, Hempstead, Galveston, Crystal Beach, Lake Jackson, Algoa,
Santa Fe, Juliff, Arcola, Needville, Katy, Dayton, Angleton, Beaumont, Port Arthur,
Bammel, Kohrville, Manvel, Bay City, Beasley, Rosenberg, Richmond, Orchard, Fulshear,
Brenham, Addicks, Brookshire, San Felipe, Hockley, Prairie View, New Caney, Beach
City, Nassau Bay, Harris County, Fort Bend County, Brazoria County, Galveston County,
Montgomery County, and Liberty County, TX.
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Personal Insurance
Click on the link below to fill out a secure quote request form for a Houston, TX
area boat insurance policy that will provide comprehensive personal insurance
coverage at an affordable cost. An insurance agent in the Houston, TX area will
contact you.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Houston, TX Area Boat Insurance Info
Covers damage caused to the owners boat from a collision
caused by another boat, vehicle, or other object. The deductible
is the amount you choose to pay upfront (if any) before the boat
insurance policy pays. The higher the deductible chosen the
lower the collision coverage cost of the Houston, TX boat
insurance policy.
Covers damage caused to the insured's boat (your boat) from risks such as
theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil
unrest. The deductible is the amount you choose to pay upfront (if any) before
the boat insurance policy pays. The higher the deductible chosen the lower the
comprehensive coverage cost of the Houston, TX boat insurance policy.
Houston, TX Area Boat Insurance Info
Houston, TX Area Boat Insurance Info
Injuries that you (insured) cause to someone else is covered under this part of a
boat insurance policy. The minimum liability insurance coverage available for
purchase in Texas is 20/40 and is explained in detail below. However, we
recommend that you choose liability insurance coverage amounts that are much
higher than the minimums listed below.
20/40/15 20=$20,000 - 40=$40,000 - 15=$15,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
Damage caused by the insured (you) to someone else's property, such as
another boat or dock, is covered through property damage boat insurance
coverage. This coverage also assists in protecting you if a lawsuit arises from
an accident. The minimum required coverage amount in Texas is $15,000.
Bodily Injury Liability
Property Damage Liability
Texas Liability Coverage limits explanation:
Houston, TX Area Boat Insurance Info
80% of medical benefits for all reasonable expenses for necessary medical,
surgical, x-ray, dental and rehabilitative services, including prosthetic devices,
wheelchairs, crutches, slings, neck braces and splints (including necessary travel
related to medical care.)
80% of necessary remedial treatment (nursing home care or home nursing care).

60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident.
Benefits Provided:
Houston, TX Area Boat Insurance Info
20/40 20=$20,000 - 40=$40,000
First number = uninsured boater maximum for one person injured in an accident.
Second number = uninsured boater maximum for all injuries in one accident.

Example of Uninsured limits:
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an
at-fault driver who has no liability insurance. This is not a required coverage for
Boat Insurance in the Houston, TX area.
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Texas does not require (PIP) or personal injury protection coverage. This coverage
pays medical bills for injuries suffered in a boat accident regardless of who caused
the accident.
Insurance Agents in the Houston, TX Area
Houston - Pasadena - Sugarland - Pearland - Baytown - Deer Park - La Porte - Humble - Missouri City & more
CITY INSURANCE AGENTS
Boat Insurance
Coady & Lewis Associates
(281) 286-6060
2323 Clear Lake City Blvd. Suite 120
Houston, Texas
Barhorst Agency
(713) 863-7542
3700 North Main, Houston, Texas
Houston, TX Insurance Agents
Barhorst Agency
(713) 856-5533
8220 Jones Road, Houston, Texas
Coady & Lewis Associates
(281) 956-1052
One Greenway Plaza, Suite 100
Houston, Texas
Agency Yu (713) 681-8881
Danish Insurance Services (713) 789-9200
Houston Area Insurance Agents
G&C Insurance (713) 263-1491
Ronnie Hawkins Agency (281) 677-9560
Steven Willson Agency (713) 490-2277
Coady & Lewis Associates
(281) 956-1041
1804 FM 646 West, Suite D
League City, Texas
Ken Stewart Agency
(281) 677-9143
3824 Atascocita Road, Suite 126
Humble, Texas