Copyright 2002 - 2008 OasisEarth Internet Group - All rights reserved
CityInsuranceAgents.com - (757) 484-3949
CityInsuranceAgents.com shall not be responsible or liable for any products, services, information or other materials displayed, purchased, or
obtained as a result of any information or offer in or results of any kind obtained in connection with this website, including, without limitation to
any agent referrals, recommendations, application, approval, prequalification, or analysis. Nothing on this website contains an offer, promise or
otherwise, either to make a specific policy or that any participating advertiser will make any policy for any purpose or on any specific terms.
Site Built & Maintained by InsuranceWebsiteServices.com
Dallas, TX Group Health Insurance Information
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Local Dallas, Texas area insurance agents offering comprehensive group health insurance
plan services to businesses in the following cities and counties: Ft. Worth, Arlington, Irving,
Grand Prairie, Mansfield, Kennedale, Everman, Forest Hill, Burleson, Crowley, Benbrook,
River Oaks, White Settlement, Saginaw, Lake Worth, Lakeside, Rendon, Bisbee, Pantego,
Westover Hills, Azle, Edgecliff, Westworth, Pelican Bay, Haslet, Blue Mound, Haltom City,
Richland Hills, Hurst, Watauga, Keller, Southlake, Westlake, Beford, Grapevine, Colleyville,
North Richland Hills, Euless, Cedar Hill, Duncanville, De Soto, Lancaster, Cockrell Hill,
Wilmer, Glenn Heights, Hutchins, Highland Park, University Park, Balch Springs, Mesquite,
Seagoville, Rowlett, Sachse, Wylie, Richardson, Farmers Branch, Coppell, Carrollton, Flower
Mound, Lewisville, Addison, Corinth, Argyle, Plano, Allen, Denton, McKinney, The Colony,
Frisco, Tarrant County, Dallas County, Denton County, Wise County, Collin County, Johnson
County, and Ellis County, TX.
Most small businesses in the Dallas, Texas area offering their
employees Group Health insurance plans contribute towards the
cost of the coverage. Some pay for all of the employees' premiums
(for single coverage) and have the employees pay the premium if
they need coverage for their families. Other small businesses pay a
percentage of the total health insurance premium cost.
As the cost of health care continues to increase at a rate much
faster than inflation, many large employers and small businesses
in the Dallas, TX area choose to have their employees make a
contribution towards the cost of health insurance coverage.
Employee benefits are an important factor to any business in
hiring and retaining a good work force. We can provide assistance
to your benefit administrator in answering employees questions
and requests pertaining to health insurance for groups of 20 or
more. Every Texas business needs to review their employee
benefit health insurance plan to ensure that this major expense
continues to offer the highest quality group health insurance.
Click on the link below to fill out a secure quote request form for a
Dallas, TX group health insurance plan that regardless of whether
you're a large employer or a small business, will provide
comprehensive health insurance coverage for your businesses
most important asset...your employees. An insurance agent in the
Dallas area will contact you.
Managed Care vs. Fee-for Service
The health insurance plan that works best for your business is
determined primarily by your location, the physicians and hospitals
available through the health insurance plan, options offered by each
insurance plan, and what your budget can accept.
Learn more about the types of Group Health Insurance
Plans we can offer your Dallas, TX business by clicking
on a link below!
Managed Care:
Fee-for-Service:
SSL Secure
PPO Insurance Plan (Group Health Insurance - Dallas, TX Area Business)
A PPO group health insurance plan is recommended for a Dallas, TX business
desiring to offer their employees convenient access to quality medical care with
effective medical management, a large and diverse network of primary care
physicians, medical specialists, hospitals and clinics.
An employee can see any health care professional in the network any time they
choose to make an appointment. They don't need referrals for specialists or other
services as required in an HMO. An employee can see doctors or specialists
outside your PPO network, however, your employees portion of the costs will be
higher.
An employee may have to pay some portion of the cost (co-payment) for each
office or hospital visit, such as $20 per doctor visit, regardless of what the
services cost. Also, some services such as emergency room, mental health and
chemical dependency services, may carry additional costs in a Dallas, TX PPO
health insurance plan.
* Convenient access to quality medical care for employees
* Large and diverse network available of primary care physicians,
specialists, hospitals & clinics.
Fee-for-Service:
Managed Care:
Learn more about the other types of Group Health Insurance we can offer your
Dallas, TX area business by clicking on a link below!
Click on the link below to fill out a secure quote request form for a Dallas, TX group
PPO health insurance plan that regardless of whether you're a large employer or a
small business, will provide comprehensive health insurance coverage for your
businesses most important asset...your employees. An insurance agent in the
Dallas area will contact you.
SSL Secure
HMO Insurance Plan (Group Health Insurance - Dallas, TX Area Business)
An HMO group health insurance plan helps your Dallas, TX business control health
care costs through a closely managed plan with an emphasis on preventive care.
Each employee selects a Primary Care Physician from a network of providers. The
Primary Care Physician can coordinate the total care of the employee to help
ensure appropriate care is received. An employee may also seek care from any
provider in the network without a Primary Care Physician referral, subject to a
higher out-of-pocket expense.
Subscribers to an HMO receive medical services from participating physicians,
clinics and hospitals. An employee chooses a primary care physician from a list
of participating doctors. That doctor is used for typical circumstances such as
annual exams and usual health issues. If the employee needs to see a specialist,
be hospitalized, or have lab or X ray work, their doctor will refer them to a
provider or facility within the HMO system. Your employees doctor must give
authorization for those services to be covered by your HMO. In other words, an
employee must see HMO approved physicians and use HMO approved facilities
or pay the entire cost of the visit themselves.
* Preventive care emphasis
* Primary care physician coordinates the total care of the employee
Similar to Point-of Service (POS) and PPO's, HMO's have made arrangements
for lower fees with a network of health care providers and give their policyholders
a financial incentive to stay within that network.
An employee may have to pay some portion of the cost (co-payment) for each
office or hospital visit, such as $20 per doctor visit, regardless of what the
services cost. Also, some services such as emergency room, mental health and
chemical dependency services, may carry additional costs in a Dallas, TX HMO
health maintenance plan.
Learn more about the other types of Group Health Insurance we can offer your
Dallas, TX area business by clicking on a link below!
Managed Care:
Fee-for-Service:
SSL Secure
* Preventive care emphasis
* Pays benefits for out-of-network care, but at a lower level
POS Insurance Plan (Group Health Insurance - Dallas, TX Area Business)
A POS or Point-of-Service group health insurance plan allows your Dallas, TX
employees the option of accessing any medical provider without a primary care
physician referral and receive the highest benefit level. Similar to an HMO, a POS
stresses preventive care and offers closely managed benefits. A POS health
insurance plan also pays benefits for out-of-network care, but at a lower level than
for in-network care.
Costs that exceed the deductible are covered by a co-insurance plan in which
your employee and the insurance company share the cost for services covered
by the policy. Also, some services such as emergency room, mental health and
chemical dependency services, may carry additional costs in a Dallas, TX POS
health insurance plan.
Learn more about the other types of Group Health Insurance we can offer your
Dallas, TX area business by clicking on a link below!
Fee-for-Service:
Managed Care:
Click on the link below to fill out a secure quote request form for a Dallas, TX
group HMO health insurance plan that regardless of whether you're a large
employer or a small business, will provide comprehensive health insurance
coverage for your businesses most important asset...your employees. An
insurance agent in the Dallas area will contact you.
Click on the link below to fill out a secure quote request form for a Dallas, TX
group POS health insurance plan that regardless of whether you're a large
employer or a small business, will provide comprehensive health insurance
coverage for your businesses most important asset...your employees. An
insurance agent in the Dallas area will contact you.
SSL Secure
Fee-for-Service or major medical group health insurance provides benefits up to a
high limit for most types of medical expenses incurred, subject to a deductible.
Once the deductible is met, this type of group health insurance plan will pay a
percentage of what is considered the "Usual and Customary" charge for covered
services. The insurance company generally pays 80% of the Usual and
Customary costs and you're responsible for paying the other 20%, which is known
as co insurance. If the insurance company charges more than the Usual and
Customary rates, you will need to pay both the co-insurance and the difference.
Dallas, TX area Fee-for-Service group health insurance allows your employee to
choose their doctor and any hospital for their medical services. Usually, an
employee will have a deductible such as $500 or more to pay each year before the
insurer starts paying. The plan will pay for charges such as medical tests and
prescriptions as well as from doctors and hospitals.
Fee-for-Service health insurance coverages for employer sponsored employee
benefits in Dallas, TX typically offer the following:
* Employers and employees share premiums
* Employees have the freedom to choose any provider
* Insurance company pays the allowable claim
Fee-for-Service group health insurance coverages offer more choice of doctors
(including specialists, such as cardiologists and surgeons), hospitals, and other
health care providers than managed care health plans, such as HMO, PPO, and
POS. Fee-for-Service employee health insurance may not pay for some
preventive care, such as check-ups, and is usually a more expensive health
insurance coverage than utilizing an HMO, PPO, or POS plan in the Dallas, TX
area.
Fee-for-Service plans also offer some Managed Care type of insurance
options that can assist your Dallas, TX business in reducing employee benefit
costs.
* Case Management
* Second Surgical Opinion
* Pre-admission Certification
* Special Benefit Networks
Click on the link below to fill out a secure quote request form for a Dallas, TX Fee-
for-Service (Major Medical) group health insurance plan that regardless of whether
you're a large employer or a small business, will provide comprehensive health
insurance coverage for your businesses most important asset...your employees.
An insurance agent in the Dallas area will contact you.
SSL Secure
Managed Care:
Learn more about the other types of Group Health Insurance we can offer your
Dallas, TX area business by clicking on a link below!
Insurance Agents in the Dallas, Texas Area
Dallas - Ft. Worth - Arlington - Irving - Grand Prairie - Garland - Mesquite - Plano - Richardson - Carrolton & more
CITY INSURANCE AGENTS
Business Insurance
Group Health Insurance
Truong Insurance
2341 South Collins Street
Arlington, TX (817) 226-3510
Dallas, TX Area Insurance Agents
Jacob Jones Agency
1600 Airport Freeway, Suite 304
Bedford, TX (817) 391-0221