Dallas Disability Insurance

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Dallas, TX Area Disability Insurance Information

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Dallas, TX Area Disability Insurance

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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance
needs should be discussed with a licensed insurance agent.

Local Dallas, Texas area insurance agents offering affordable disability insurance policies in
the following cities and counties: Ft. Worth, Arlington, Irving, Grand Prairie, Mansfield,
Kennedale, Everman, Forest Hill, Burleson, Crowley, Benbrook, River Oaks, White
Settlement, Saginaw, Lake Worth, Lakeside, Rendon, Bisbee, Pantego, Westover Hills,
Azle, Edgecliff, Westworth, Pelican Bay, Haslet, Blue Mound, Haltom City, Richland Hills,
Hurst, Watauga, Keller, Southlake, Westlake, Beford, Grapevine, Colleyville, North Richland
Hills, Euless, Cedar Hill, Duncanville, De Soto, Lancaster, Cockrell Hill, Wilmer, Glenn
Heights, Hutchins, Highland Park, University Park, Balch Springs, Mesquite, Seagoville,
Rowlett, Sachse, Wylie, Richardson, Farmers Branch, Coppell, Carrollton, Flower Mound,
Lewisville, Addison, Corinth, Argyle, Plano, Allen, Denton, McKinney, The Colony, Frisco,
Tarrant County, Dallas County, Denton County, Wise County, Collin County, Johnson
County, and Ellis County, TX.

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The most valuable resource that anyone possesses is their ability to
provide an income. If everything else that you own or care about is
insured and this ability is removed there may be no way possible to
pay the premiums on other insurance or even to keep that which is
insured. Texas Disability insurance will provide you with an income
should you become sick or disabled.

Even with benefits such as Texas Workers Compensation and Social
Security, individual disability insurance benefits are still important. A
disability financially can be worse than death, since living expenses
continue and may increase due to a need for expensive specialized
care. Many people also purchase disability insurance to help ensure a
continuous income should they suffer disabilities that are not covered
by Social Security.

Individual disability insurance coverages pay a percentage of your
salary if you become temporarily disabled, meaning that you are not
able to work due to sickness or injury (excluding on-the-job injuries,
which are covered by workers compensation insurance).

Disability Insurance Coverage Features

Disability insurance policies have a fixed monthly benefit that does
not increase with time, although you can purchase extra coverage,
or riders, that offer higher payment schedules.

Disability types include:

Own Occupation - the inability to perform the duties of your
specific occupation or Any Occupation - the inability to perform
the duties of any job for which your education and training make
you qualified.

You can choose the length of the waiting period on your disability
insurance policy. Waiting periods can range from one week to two
years and the longer you wait the less your disability insurance
policy will cost.

You also can choose the length of the benefit period, which is how
long you will receive monthly benefits once your disability insurance
policy starts paying.

Review the types of individual disability insurance we offer
residents of the Dallas, TX area by clicking on a link below.

Short Term Disability Insurance Policy

Long Term Disability Insurance Policy

Short Term Disability Insurance Features - Dallas, TX Area

Short term disability insurance is sometimes referred to as Accident and
Sickness insurance. It provides benefits for a limited period of time, typically 26
weeks or less. Short term disability usually provides coverage for accidents or
illnesses outside of work when Texas Workers Compensation insurance does
not apply.

You would begin receiving money from your Dallas, TX area short term
disability insurance policy within 1 to14 days after becoming sick or disabled.
The actual time for coverage to begin depends on whether you suffer an
illness or injury. If you suffer an injury, your benefits will be paid immediately.
If you suffer an illness, it will take longer because there needs to be sufficient
time to show that the illness is grave enough to be disabling.

You choose the amount of income (up to 66% of your gross income) from
$400 to $2000 a month when you can't work due to an accident or illness.

Benefit periods of up to 2 years!

Short waiting periods 1 to 14 days!

Long Term Disability Insurance Policy Features - Dallas, TX Area

Long term disability insurance provides benefits for a limited period of time,
typically 2 or 5 years and is also usually guaranteed renewable until the age of
65. Long term disability insurance usually provides coverage for accidents or
illnesses outside of work when Texas Workers Compensation insurance does
not apply.

You can begin receiving money from your Dallas, TX long term disability
insurance policy when the "waiting period" time chosen for the policy is reached.
Typically, 6 months to a year is chosen for a waiting period in order to reduce
your premium, but shorter times are available.

You choose the amount of income (up to 66% of your gross income) from $400
to $3000 a month when you can't work due to an accident or illness.

Hospitalization Rider pays up to double your benefit per month

(for two months) if an injury or sickness puts you in the hospital!

Benefit periods of 2 & 5 years!

Short waiting periods 7, 14, 30, and 90 days!

Guaranteed renewable to age 65

24 hour coverage - on or off the job!

$2,500 Accidental Death Benefit included!

No restrictions on how the money is used!

No benefit reduction at age 65!

Click on the link below to fill out a secure quote request form for a Dallas, TX
Disability Insurance policy that will provide personal insurance coverage at an
affordable cost. An insurance agent in the Dallas area will contact you.

Click here to fill out a

Dallas, TX Area Disability Insurance

policy quote request form

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Click on the link below to fill out a secure quote request form for a Dallas, TX
Disability Insurance policy that will provide excellent personal insurance coverage
at an affordable cost. An insurance agent in the Dallas area will contact you.